Financial Lease
How financial lease works, what a final instalment is, and for whom this form of leasing is suitable.
What is financial lease?
Financial lease explained: you become the economic owner of the car, pay in fixed instalments, and the car appears on your balance sheet.
Updated 31 January 2024
Balloon payment: how high should you set it?
What a balloon payment is, how it affects your monthly instalment, and how to choose an appropriate amount.
Updated 16 May 2024
Financial Lease for Start-ups or Without Annual Figures
Can you lease as a start-up entrepreneur? What financiers look for when annual figures are not yet available.
Updated 31 August 2024
VAT car or margin car: what's the difference?
The difference between a VAT car and a margin car, and what that means for your VAT deduction.
Updated 16 December 2024
Leasing an Imported Car
What to consider when you want to lease a car from abroad, such as BPM and registration.
Updated 2 April 2025
Financial Lease: Advantages and Disadvantages for Businesses
Discover the key advantages and disadvantages of financial lease for businesses. Learn how this business form of purchasing works and what to look out for.
Updated 19 January 2025
Financial Lease Occasion: Leasing a Used Car
Considering leasing a used car for your business? Read all about the possibilities, VAT-qualifying cars, margin-scheme cars, and fiscal benefits of a used vehicle.
Updated 6 May 2025
Business Vehicle Financial Lease: Van or Commercial Vehicle
Financing a commercial vehicle or van via financial lease? Read here how to expand your business fleet while preserving working capital.
Updated 21 August 2025
Electric Car Financial Lease: Business Charging
Driving an electric car with a financial lease? Discover the tax benefits, depreciation opportunities, and practical aspects of a business EV.
Updated 6 December 2025
Financial lease motorcycle: business leasing and possibilities
Do you want to buy a motorcycle for business use via financial lease? Discover how tax advantages, depreciation, and private use work for your company.
Updated 23 March 2026
Refinancing a Financial Lease: How to Restructure Your Contract
Are you considering refinancing or restructuring your existing financial lease? Read here to understand how the process works and what to consider.
Updated 9 January 2026
Financial Lease Rejected: Reasons and Next Steps
Has your financial lease application been rejected? Discover the most common causes and what steps you can take to still lease a car.
Updated 26 April 2026
Financial Lease for Freelancers (ZZP): Tax Rules and Acceptance
Learn how financial lease works for freelancers (ZZP) and sole proprietorships. Discover the tax benefits, acceptance requirements, and how you become the economic owner.
Updated 11 August 2026
Financial lease via a private limited company: tax principles
How does financial lease work for a private limited company? Discover the rules for balance sheet processing, fiscal depreciation, and the application process for a private limited company.
Updated 6 October 2026
Financial Lease Term: Making the Best Choice
Unsure about the term of your financial lease agreement? Read how the contract duration affects your monthly payments, depreciation, and total costs.
Updated 6 October 2026
Interest on Financial Lease: Factors and Structure
Discover how the interest rate for financial lease is structured. Read about the factors influencing the rate and how to calculate the total interest.
Updated 25 March 2024
Financial Lease on the Balance Sheet: Accounting Explained
Discover how financial lease is presented on the balance sheet. Learn all about economic ownership, depreciation, and the tax benefits for your business.
Updated 10 July 2024
Financial Lease and VAT: How Does Recovery Work?
What about VAT with financial lease? Read exactly how to recover VAT, what a down payment entails, and the difference between VAT and margin cars.
Updated 25 October 2024
Applying for a financial lease: step-by-step guide and documents
Want to apply for a financial lease? Check out the step-by-step guide and required documents such as Chamber of Commerce (KvK) registration and annual accounts for quick approval.
Updated 9 February 2025
Financial Lease and BKR: What are the consequences?
Read all about business financial lease and BKR registration. See the difference between business and private leasing and its effect on your mortgage.
Updated 27 May 2025